Investor Presentaiton

Britam With you every step of the way Key Metric Key Ratios for the Group records improvement Group Life FY21 FY20 FY21 FY20 FY21 GI Kenya GI Regions FY20 FY21 FY20 Opex Ratio 44% 57% 26% 25% 35% 37% 45% 39% Underlying 32% 36% 21% 23% 31% 37% Loss Ratio N/A N/A Underlying ROE 0.4% - 53% Underlying - ROE 15% - 18% Solvency Underlying 65% 65% 60% 42% 68% 68% 119% 136% 149% 160% 119% 136% 149% 160% 13% 24% 26

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