Investor Presentaiton

2023-27 Megatrends update - Good progress on 12 megatrends and 3 are work in progress BAJAJ FINANCE LIMITED Technology (5) Augmented reality 5 AR Games live India stack (2) Account Aggregator 7 MM accounts in FY24 ONDC1 Go live by June 2024 Platform (4) Social as a platform Go live by June 2024 Rewards as a platform Go live by March 2024 Offline to Online Live with 5 events All 020 events by June 2024 Personalization Personalized Notifications, Icons, nudges - Live Product (4) Pre-owned Live with Mobile category 35K loans in FY24 Monetizing digital assets Go-Live by March 2024 UPI as OA2 Awaiting regulatory approval. Technology infrastructure ready Bajaj+ 2 MM loans in FY24 Data privacy Early preparation for DPDP Act CX3 Digital experience score (DXS) practice established Vernacular Work in progress Voice Work in progress Live/ On Track (12) Work in progress (3) 1ONDC - Open Network Digital Commerce | 20A - Open Architecture | 3 CX - Customer Experience 65

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