Evolving Corporate Strategy and Financial Overview

Vehicle Finance: Granular Portfolio Across Vehicle Categories Overview of Vehicle Finance Division 35+ Years of Vintage Across Credit Cycles Market Leader in Most Products Amongst Top 3 Nimbleness of an NBFC With Dedicated Network Nationwide Presence Diversified Across States Vehicle Finance Loan Book (*crs) 71,665 67,167 64,583 61,923 Diversified Vehicle Loan Book across Vehicle Categories (%) Two Wheelers 6% Small CV 5% Focus on Business Owner Segment Utility Vehicle 12% Strong Collateral Coverage Throughout the Loan Cycle 75,243 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Tractor 13% Construction Equipment 13% Car 14% Disbursements (*crs) CV 37% 12,713 12,516 10,664 22% YoY 9,986 10,078 25% YoY 5% QoQ 10 10 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 (2)% QoQ IndusInd Bank

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