DIGITAL FINANCIAL INCLUSION IN INDONESIA

BB DIGITAL FINANCIAL SERVICE DFS Agents are in all provinces 5 banks & 3 telcos* Total DFS Agent 75.534 (Jan 2016) = 36.780 emoney acc = 16.578 emoney acc. = 15.413 Agents = 4.759 Agent Agen Agen = 9.912 emoney acc = 5.660 Agents POS POS Agen Agen =1.067.369 emoney acc *) 4 banks full DFS - 1 bank & 3 telcos = 42.863 Agens Agen only legal entity agent = 22.681 emoney acc 3.048 Agents 2007 50,000,000 45,000,000 40,000,000 35,000,000 30,000,000 25,000,000 20,000,000 15,000,000 10,000,000 5,000,000 E-Money Development 2008 2009 2010 2011 2012 2013 2014 Dec-15 Cards -LHS -Value (Rp Mill) - RHS Rp = 243 emoney acc = 1.791 Agents 700,000 600,000 500,000 400,000 300,000 200,000 100,000 )

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