Capital First Strategy, Loan Growth and Profitability Trends
Section 4: Exposure to identified Stressed Assets mentioned in previous slide, has reduced
by Rs. 1,611 crore since March 31, 2019, a reduction of 39%. PCR at 51%.
All amounts are in Rs. crore unless specified
O/s Exposure Provision
Provision coverage
23%
47%
47%
50%
49%
52%
48%
51%
4,138
3,804
3,544
3,518
3,205
3,195
2,717
2,528
957
Mar-19
1,786
1,663
1,773
1,569
1,668
1,303
1,285
Jun-19
Sep-19
Dec-19
Mar-20
Jun-20
Sep-20
Dec-20
Apart from the accounts mentioned above, the Bank had also marked one large telecom account as stressed and provisioned 25% against the total outstanding of
Rs. 3,244 Cr (Funded - Rs. 2,000 crore and Non-Funded - Rs. 1,244 crore). The said account is current and has no overdues as of Dec 31 2020.
Section 4: Assets Quality
35
IDFC FIRST
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