DIGITAL FINANCIAL INCLUSION IN INDONESIA
BB Indonesia at Glance
High unbanked
BANK INDONESIA
FINANCIAL INCLUSION SURVEY
39.8%
Having Account with Formal Institution
Formal Institution
Formal and informal
Non formal
None
BANK INDONESIA
FINANCIAL EDUCATION SURVEY
Awareness, Knowledge, Attitude dan Behaviour
Awareness
Score People's Awareness about the financial
institutions and services
35,24
Knowledge
People's knowledge of the basic concepts
of financial
Attitude
Score The attitude of Indonesian people facing
the current financial position
Behaviour
People's Behaviour in Managing Finances
Saving
35.1%
10.2%
17.7%
37.0%
Score
54,63
Loan
61,22
Formal Institution
Both Formal and Non Formal
Non Formal Institution
None
Score
63,1
15.6% 4.2% 17.6%
62.6%
Source: Bank Indonesia, 2015 Financial Inclusion Survey
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