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Investor Presentaiton

Presentation Footnotes SLIDE 11 - Optimization Efforts Lay Foundation for Further Success (1) The Company's calculation of Weighted Average Cost of Capital (WACC) incorporates a risk free rate using an average of the 10yr and 30yr treasury rates, an equity risk premium compiled by NYU, and an average of the Company's 2yr weekly and 3yr monthly Beta. SLIDE 18 - Strategic Initiative: Improve Manufacturing Margin by Lowering Breakeven Point "Annual Railcar Deliveries" is provided as context, to depict the expected margin improvement resulting from the strategic initiatives listed in a comparable production environment. SLIDE 23 - Railcars Are Attractive Long-term Investments https://www.aar.org/wp-content/uploads/2019/02/AAR-Sustainability-Fact-Sheet-2019.pdf SLIDE 24 - GAAP Returns Accelerate as Lease Portfolio Matures The charts pictured are illustrative and represent the financial performance of a typical lease railcar in the Company's portfolio pricing model. The assumptions reflect current lease pricing parameters, our recently updated economic life assumptions, constant leverage of 65% LTV, and low annual inflation of rents and operating costs between 0.75% and 1.5%. SLIDE 25 - Rail Investment Profile vs. Other Asset Classes The attributes expressed in this presentation are based on the Company's assessment of asset performance and equipment financing from a variety of sources including Bloomberg, S&P Capital IQ, and various bank presentations. - SLIDE 26 Capitalizing on Structural Change in the Rail Market UmlerⓇ North American fleet ownership data as of 12/31/19 SLIDE 27 Stable Financial Performance Through the Cycle (1) Leasing Operations Profit Margin calculated using only revenues and profit from Leasing Operations including Partially Owned Subsidiaries and excluding Car Sales. Leasing Operations is specific to revenue and operating profit reported under "Leasing and management" within the Railcar Leasing and Management Services Group. (2) The high-to-low average lease rate scale represents 60% of the leases that renew in the specified year so as to limit the skew, however, the lease rate average represents 100% of the expiring leases. (3) Future Lease Rate Differential (FLRD) calculates the weighted average of the most current quarterly lease rates transacted compared to the weighted average lease rates for railcars expiring over the next twelve months; the revenue headwind/tailwind is calculated by applying the FLRD to the percentage of expiring railcars over that time period, and including a mid-year factor to reflect the 12 month time period the expirations will take effect. SLIDE 30 - Servicing High-Quality Industrial Shippers All statistics presented on the page reflect the Company's wholly and partially-owned lease portfolio as of December 31, 2019. TRINITY INDUSTRIES DELIVERING GOODS for THE GOOD of ALL III 85
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