Financial Inclusion in Papua New Guinea
(1)
BankAcct
Spillovers of Spouse's Education
Female Sample
(2)
(3)
BankAcct BankAcct
(4)
BankAcct
age
0.000695
0.000617
0.000612
(0.00155) (0.00155)
(0.00157)
0.000530
(0.00156)
age
(1)
BankAcct
Male Sample
(2)
(3)
(4)
BankAcct BankAcct BankAcct
0.00379
0.00338 0.00276 0.00237
(0.00240) (0.00236) (0.00235) (0.00231)
primary
0.0967***
(0.0343)
0.0689**
(0.0321)
0.0747**
0.0526
primary
(0.0379) (0.0361)
0.108*
(0.0554)
0.132**
0.0573
0.0860
(0.0547) (0.0568)
(0.0568)
secondary
0.304***
0.268*
***
0.240**
0.222**
secondary
0.369***
0.350***
0.243**
0.239**
(0.0951)
(0.0890)
(0.111)
(0.105)
(0.0853)
(0.0852)
(0.102)
(0.103)
tertiary
0.738***
0.674***
0.678***
0.631***
tertiary
0.372***
0.341***
0.253**
0.237**
monthlyinc
hhmembers
0.00125
(0.0812) (0.0827)
SpouseGreater 0.0681**
0.0681**
0.0667**
(0.0336) (0.0329) (0.0346) (0.0339)
0.0000344* 0.0000371** 0.0000324 0.0000358**
(0.0000202) (0.0000177) (0.0000198) (0.0000175)
0.00293
(0.00682) (0.00685)
(0.101)
(0.101)
(0.0843) (0.101)
0.0653*
SpouseGreater
(0.0863)
0.113*
0.0920
0.0905
(0.0602) (0.0605) (0.0594) (0.0599)
(0.0986)
0.0716
monthlyinc
0.000146*** 0.000128*** 0.000136*** 0.000119***
(0.0000276) (0.0000270) (0.0000280) (0.0000275)
0.000949
0.00260
(0.00675) (0.00680)
hhmembers
0.0167*
0.0160*
0.0184*
(0.00947) (0.00927) (0.00949)
0.0175*
(0.00927)
urban
-0.0504
(0.0711)
-0.0765
DistDummy
(0.0707)
-0.0407***
(0.00785)
-0.0487
-0.0751
(0.0716) (0.0710)
urban
0.226**
0.175**
(0.0872)
(0.0861)
0.189**
(0.0876)
0.143*
(0.0866)
-0.0403***
(0.00790)
DistDummy
-0.0587**
(0.0130)
-0.0586***
(0.0129)
english
0.0654
(0.0626)
0.0461
(0.0602)
english
0.165**
(0.0714)
0.145**
(0.0702)
_cons
N
-0.0614
0.0170
(0.0773) (0.0768)
298
298
-0.0539
(0.0784)
297
0.0239
(0.0779)
297
_cons
-0.195*
-0.0874
-0.170
Standard errors in parentheses
* p<0.10, ** p < 0.05, *** p < 0.01
N
Standard errors in parentheses
(0.106)
286
(0.109)
(0.106)
-0.0630
(0.110)
286
282
282
* p<0.10, ** p < 0.05,
44x
P<0.01
Davies & Nettuno
Financial Inclusion in Papua New Guinea
August 4, 2022
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