Investor Presentaiton

Macro-economic trends Inflation and interest rate environment impacting operational performance CPI Inflation 8.0% Interest rates 6.8% 7.8% 7.0% 6.5% 7.2% 6.0% 5.9% 5.0% 7.0% Exchange rates 16.65 16.02 15.14 14.05 14.04 4.5% 4.0% 4.0% 3.8% 11.64 11.65 11.07 10.15 3.1% 9.86 3.1% 3.0% 3.5% 3.5% 2.0% 1.5% 0.8% 1.0% 1.8% 1.8% 0.9% 0.0% Dec 18 Dec 19 Dec 20 Dec 21 Dec 22 Dec 18 Dec 19 Dec 20 Dec 21 Dec 22 Dec 18 Dec 19 Dec 20 Dec 21 Dec 22 0.1% 0.1% Australia - CPI South Arica CPI Australia Cash Rate SARB Repo Rate USD/ZAR AUD/ZAR Average exchange rates observed during interim reporting periods. OUTsurance Group Limited OUT 2

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