Global Wealth Management and Banking Overview

Canada's International Bank Top 10 Bank in the Americas 1,2 Americas 2018 Bank of the Year in Latin America and the Caribbean by LatinFinance 7th by market capitalization¹ 8th by assets 1 Full Service Canada Mexico Peru • Chile • Colombia Caribbean Wholesale Operations • • USA UK Hong Kong Singapore Australia Ireland China • Brazil South Korea Uruguay Malaysia India • Japan • Change Scotiabank³ 2018 Y/Y Revenue $28.8B +6% Net Income $9.1B +10% Europe Return on Equity 14.9% +20bps Operating Leverage 3.7% +390bps Productivity Ratio 51.7% -190bps Total Assets $998B 9% Ranking by Market Share4 Canada 3 USMCA Asia PAC U.S.A. Mexico Peru Chile Top 10 Foreign Bank Colombia 6335 1 Source: Bloomberg; 2 By assets and market capitalization; 3 Figures adjusted for Acquisition-related costs, including Day 1 PCL impact on acquired performing loans, integration and amortization costs related to current acquisitions and amortization of intangibles related to current and past acquisitions; 4 Market share in loans as of September 2018 for PACS, as of July 2018 in Canada; 5 For the twelve months ended October 31, 2018; 6 Excluding Corporate adjustments LEADING BANK IN THE AMERICAS Earnings by Geography3,5,6 Other Other Americas 10% 7% PAC 21% Canada 55% 7% U.S.A Americas (90%) Scotiabank® 5

View entire presentation