Sustainability and Financial Overview

Capitalization and Profitability • Common Equity Tier 1 capital ratio of 21.3% as of December 31, 2023 ' • Leverage ratio of 9.3% 12% 10% 8% as of December 31, 2023 6% • Dividend policy: 20-40% of profit after tax to our owner 4% Return on equity: 5.6% (target: 5%) 2% As of December 31, 2023 22 22 0% Return on equity (IFRS) 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 SEK

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