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Investor Presentaiton

O Financial Targets GFNorte 5 years Net Income ROE Double digit growth 19.5% -21.5% ROA 2.2% -2.6% NIM 6.0% - 6.3% Cost-to-Income ratio 34% - 36% CET1 12.0% 13.0% Cross-sell ratio 2.3-2.6 2.8* * Note: All forecasts were generated under the new accounting rules, approaching convergence to IFRS international standards, adopted in January 2022 * Internal update, november 2023 67 DB Div NIM Rev NI ROE TI LD Dep BAP ICAP Guid ESG Eco Loan Mkt Hist C/I App GRUPO FINANCIERO
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