Third Quarter 2022 Results slide image

Third Quarter 2022 Results

IPS - Wealth & Asset Management¹ - 3Q22 Good resilience of business activity on the whole • Wealth Management • Good net asset inflows, especially in Commercial & Personal Banking (particularly in France) and with high-net-worth clients Good increase in loans outstanding: +7.5% vs. 30.09.2021 Asset Management . Positive net asset inflows this quarter in a challenging environment, driven by net asset inflows into medium- and long-term vehicles, offsetting the outflows from money-market funds Development and widening of the responsible and sustainable investment range (87% of assets under management are classified Art. 8 or 92 as at 30.09.22) Real Estate • Good performance, particularly by Property Management Revenues: €974m (+10.1% vs. 3Q21) • Wealth Management: increase driven by growth in net interest income Asset Management: highly unfavourable impact of the market environment • Principal Investments: strong growth Real Estate: increase driven by Property Management Operating expenses: €696m (+5.2% vs. 3Q21) • Positive jaws effect (+4.9 pts) •Driven by business development at Wealth Management and Real Estate • Positive jaws effect on the whole at Asset Management and Principal Investments Acknowledged leadership Outstanding Private Bank in Europe³ Best Private Equity offering4 Open funds classified Art. 8 or 92 Asset Management +6 pts 87% 81% 31.12.21 30.09.22 Pre-tax income: €331m (+39.5% vs. 3Q21) • Positive impact of a capital gain on a sale by Wealth Management in 3Q22 1. Asset Management, Wealth Management, Real Estate and Principal Investments; 2. Assets under management of open funds in Europe classified Article 8 or Article 9 (SFRD); 3. Private Banker International Global Wealth Awards 2022; 4. Global Private Banking Innovation Awards 2022 BNP PARIBAS The bank for a changing world Third quarter 2022 results | 37
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