Investor Presentaiton

Generating sustainable PTI ■Structural changes to build a platform capable of delivering consistent PTI of around $1bn Wholesale PTI 1. 2. (billions of USD) 1.5 0.9 0.1 0.4 FY16/17 FY17/18 -0.2 FY18/19 1-3Q (Annualized)1 Downscaling unprofitable businesses², pay for performance Excluding Goodwill impairment charge of Y81bn in Q3 FY18/19 Revenue normalization due to scaling back of negative risk-revenue businesses NOMURA ~0.1 Approx. 1.0 0.1 0.5 Business portfolio Pivot towards Growth transformation Run-rate business platform impact of -FY18/19 cost reduction Transform (Simplify organization structure, etc.) Sustainable PTI 13

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