ESG PRESENTATION

OUR PURPOSE ONE OF THE WAYS WE ARE BRINGING OUR PURPOSE TO LIFE IS THROUGH HELPING TO ACT ON COMPLEX ISSUES THAT MATTER TO SOCIETY AND ARE CORE TO OUR BUSINESS STRATEGY. A COMMITMENT TO FAIR AND RESPONSIBLE BANKING UNDERPINS OUR APPROACH. CHOICES ABOUT WHO WE SERVE WHO we bank • HOW we bank • WHAT we care about SHAPE A WORLD WHERE PEOPLE AND COMMUNITIES LIVE THRIVE! WHAT WE CARE ABOUT CHOICES ABOUT HOW WE OPERATE HOW we organise ourselves HOW we behave HOW we measure & communicate our progress Housing Environmental Sustainability Our focus ... Leading to ... Our focus ... Leading to ... Our focus ... Financial Wellbeing Leading to ... Homes to Buy Homes to Rent Home ownership Housing choice Energy Lower carbon emissions Financial Access Economic participation Water Water stewardship Financial Fitness Financial health Access to Housing Housing security Waste Waste minimization ANZ 15

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