Investor Day 2023

What we have achieved since 2017... Transforming the way we manage... 1 Continued to create sustainable advantage with technology 4 leading to superior business outcomes 2 Changed the way we work 5 3 Redesigned credit processes for scale and effectiveness CO 6 ☑DBS Delivered on our goals in Consumer & SME Created outperformance in PB, GTS and T&M through digitalisation Started scaling in growth markets 7

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