Financial Analysis and Currency Deposits
1)
Rescheduled Loans¹
Rescheduled loans¹ by customer type (€ bn)
2.73
Stage 1
0.97
2.09
Stage 2
1.68
1.64
0.81
1.58
Stage 3
0.44
0.43
0.39
0.37
POCI
0.53
0.36
0.17
0.16
0.15
0.17
0.15
0.14
FVPL
0.41
0.34
0.51
0.52
0.52
0.15
0.45
Total
0.36
0.40
0.42
0.40
Dec 19
Dec 20
Dec 21
Mar 22
Jun 22
Retail housing
Retail other
SMEs
Large and International corporate
Corporate
Rescheduled loans 1 % gross loans by customer type
13%
17%
17%
17%
16%
15%
24%
23%
23%
28%
7%
Rescheduled loans are presented net of fair value
20%
14%
12%
12%
24%
21%
12%
10%
10%
23%
22%
14%
13%
12%
Rescheduled loans 1-Asset Quality
30 Jun 2022
Fair value of collateral and credit enhancements
Loans and advances to customers
Cash
Corporate
Global
Corporate
SMEs
Retail
Housing
Retail
Consumer
Net collateral
Dec 19
Mar 22
Dec 20
Jun-22
Dec 21
Securities
Letters of credit / guarantee
Property
Other
Surplus collateral
€ '000
819,933
491.521
53,714
212,365
1,577,533
30 Jun 2022
(€ mn)
473
552
140
16,179
312
(8,397)
9,259
55View entire presentation