Barclays H1 2022 Results

Q222 Barclays International ROTE of 8.4% driven by strong income growth, offset by litigation and conduct charges Income up 34% Income £5.1bn Q221: £3.8bn Costs £3.9bn Q221: £2.3bn - Diversified income profile across businesses and geographies 21% Income excluding benefit from hedging arrangements relating to Over-issuance of Securities up 14% 11% Business diversity of Q222 income 57% (Em) Cost: income ratio 75% Q221: 60% Loan loss rate 49bps Q221: n/a Impairment £0.2bn charge Q221: £(0.3)bn release PBT £1.1bn Q221: £1.8bn ROTE 8.4% Q221: 14.9% Average equity¹ £37.3bn Q221: £32.4bn 10% appreciation of average USD against GBP was a tailwind to income and profits, and a headwind to impairment and costs Costs up 67% mainly driven by the incremental litigation and conduct charges in CIB Operating costs (which exclude L&C) up 17% Impairment charge of £0.2bn reflecting net increase in modelled impairment in CIB and higher balances in US cards, including the impact of acquiring the GAP portfolio - Single name wholesale loan charges in the quarter remained limited Total assets £1,251bn Mar-22: £1,159bn RWAs increased £18.7bn QoQ to £263.8bn RWAS £263.8bn Mar-22: £245.1bn 11% Global Markets Investment Banking fees Corporate CC&P 7% 13% Americas 33% Geographic diversity of H122 income² (%) UK ■ Europe Other 47% 1 Average allocated tangible equity | 2 BBPLC H122 income, based on location of office where transactions were recorded | Note: 2021 financial metrics have been restated to reflect the impact of Over-issuance of Securities. Please see slides 49-52 for details of the adjustments made in respect of the Over-issuance of Securities | 24 | Barclays H1 2022 Results | 28 July 2022 BARCLAYS

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