HLB FY2022 Financial Highlights

Management Guidance Met all KPIs set for the financial year Target FY2022 Hong Leong Bank 6% to 7% >2.10% ≤40% <0.8% 10 bps >10.5% -30% Gross Net Loan Growth Interest Margin Cost-to- Income Ratio Gross Impaired Loan Ratio Net Credit Cost Return on Equity CASA Mix Achieved FY2022 8.0% 2.14% 37.5% 0.49% 10 bps 10.9% 33.5% HLB FY2022 ended 30 June 2022 6

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