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Gold Loan Portfolio Analysis

Ⓡ Consolidated Financial Results Particulars Income Interest Income Service Charges Sale of Services Other Income Muthoot Finance (in millions) YOY Q1 FY 2023 Q1 FY 2022 FY 2022 (%) 27,301 29,183 (6) 119,252 274 155 77 1,121 22 27 (18) 140 160 76 111 526 Income other than above 286 193 49 1,336 Total Income Expenses 28,043 29,634 (5) 122,375 Finance Cost 10,509 10,856 (3) 42,559 Impairment of Financial Instruments (99) 818 (112) 3,835 Net Loss on derecognition of financial instruments 19 120 (84) 35 Employee Benefit Expenses 3,447 2,771 24 12,395 Depreciation, Amortisation and Impairment 171 152 12 700 Other Expenses 2,876 1,819 58 8,749 Total Expenses 16,924 16,536 2 68,273 Profit before tax 11,119 13,098 (15) 54,102 Tax expense 2,870 3,312 (13) 13,789 Profit after Tax 8,250 9,786 (16) 40,313 Earnings per share -Basic (*) 20.41 24.37 (16) 100.10 Earnings per share -Diluted (*) 20.40 24.35 (16) 100.05 8
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