Investor Presentaiton

Focused on Higher Return Markets 20% 15% 10% 5% 0% Banking: Average ROE by Market (Latest Reporting Period) 12.5% 10.1% 8.0% 7.8% 2.4% Canada Latam Asia US Europe ~80% of all-bank earnings Return on equity in latest reporting period for the leading bank by market share for loans in each country. Canada and US figures are average for five largest and 10 largest market share banks in each country, respectively Sources: Bloomberg LLP, Company Financial Reports. 9

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