Wholesale Banking Performance Analysis

71 Great Western Bank Cash earnings (US$m) Gross loans & acceptances (US$bn) LLLL 50 47 43 37 Sep 10 Mar 11 Sep 11 Mar 12 Sep 10 Mar 11 Sep 11 Mar 12 ■GLAS (ex acq workout) Acquired workout loans Loan portfolio composition (US$bn) B&DDs and asset quality metrics (US$m) 25% 3.5% 20% 3.0% 15% 2.5% 4.6 4.3 4.1 4.2 2.0% 10% 1.5% 31 32 27 1.0% 5% 14 0.5% 0.8 0.9 1.1 1.2 0.0% 0% Sep 10 Mar 11 Sep 11 Mar 12 Sep 10 Mar 11 Sep 11 Mar 12 Agri Other -Agri as % of total B&DDs 90DPD + GIAs to GLAS (ex covered loans) Great Western Bank National Australia Bank Additional Information Business Banking Personal Banking Wholesale Banking NAB Wealth NZ Banking UK Banking Great Western Bank Specialised Group Assets Asia Asset Quality Capital and Funding Economic Outlook National Australia Bank nab MLC Ca Clydesdale Bank Yorkshire Bank Bank of New Zealand Great Western Bank

View entire presentation