Investor Presentaiton

PBT by Segment and Country Consumer Banking 4Q21 3Q21 Q-0-Q FY21 FY20 Y-o-Y Malaysia (RM 'mil) 117 341 (65.7%) 1,411 1,793 (21.3%) Indonesia (IDR 'bil) (2) 274 (100.7%) 544 2,869 (81.0%) Thailand (THB 'mil) 11 371 (97.0%) 972 (1,616) 160.1% Singapore (SGD 'mil) 0 7 (100.0%) 24 (342) 107.0% * Others (RM 'mil) 11 8 37.5% 29 1,531 (98.1%) PBT BAU (RM 'mil) 260 499 (47.8%) 1,929 561 243.9% Commercial Banking 4Q21 3Q21 Q-o-Q FY21 FY20 Y-o-Y Malaysia (RM 'mil) 273 122 123.8% 869 860 1.0% Indonesia (IDR 'bil) 91 55 65.5% 340 (761) 144.7% Thailand (THB 'mil) (204) (238) 14.3% (1,152) (506) (127.7%) Singapore (SGD 'mil) 17 2 750.0% 57 (249) 122.9% * Others (RM 'mil) 14 19 (26.3%) 78 58 34.5% Λ PBT BAU (RM 'mil) 342 131 160.1% 1,072 (130) 924.6% Wholesale Banking 4Q21 3Q21 Q-0-Q FY21 FY20 Y-o-Y Malaysia (RM 'mil) 64 472 (86.4%) 1,164 138 743.5% Indonesia (IDR 'bil) 721 601 20.0% 2,691 (21) >1,000% Thailand (THB 'mil) (439) 382 (214.9%) 733 (1,958) 137.4% Singapore (SGD 'mil) 22 50 (56.0%) 123 41 200.0% * Others (RM 'mil) 36 6 500.0% 57 1,531 (96.3%) PBT BAU* (RM 'mil) 321 855 (62.5%) 2,475 512 383.4% Note: FY21 excludes exceptional items of RM397 mil; ^RM260 mil; + RM463 mil 36 * Including Cambodia, Vietnam and Philippines

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