Investor Presentaiton

Consolidated Profit & Loss Statement Particulars Q2 FY22 Q2 FY21 Q1 FY22 H1 FY22 H1 FY21 Income Interest Earned 2,034 2,183 2,103 4,138 4,529 Interest Expended 1,059 1,164 1,056 2,115 2,382 Net Interest Income 975 1,019 1,048 2,023 2,147 Other Income 595 412 660 1,255 753 Total Income 1,570 1,431 1,708 3,278 2,900 Expenditure Operating Expenses 900 741 944 1,844 1,500 Employee Cost 310 279 309 618 548 Premises Cost 107 97 107 214 185 Depreciation 45 43 41 86 84 Other Operating Expenses 439 322 488 927 683 Operating Profit 670 690 763 1,433 1,401 Provisions 651 488 1,384 2,036 996 On advances 627 498 1,382 2,008 1,007 On others 25 (11) 2 27 (11) Profit Before Tax 18 202 (621) (603) 405 Tax 9 Profit After Tax 10 152 560 50 (159) (150) 98 (462) (453) 307 apno ka bank | RBL Bank 64

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