Investor Presentaiton

Thailand: Multi-channel Distribution Model VONB ($m) 494 468 +6% 2018 2019 ANP ($m) 638 729 VONB Margin 73.2% 67.7% ◉ Premier Agency Strong VONB growth from Financial Adviser (FA) AIA ■ FA represented 15% of total agents; contributed more than 30% of agency VONB ◉ FA activity ratio more than 2x of standard recruits ■ Continued reduction in less productive agents Profitable Partnerships Very strong VONB growth from Bangkok Bank Continued to activate and train insurance specialists Products and Customers ■ Market leader in protection and unit-linked products ■ Activated regional partnership with medix ■ Added e-payment options for premium collection Note: Comparatives are shown on a constant exchange rate basis 38

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