Investor Presentaiton

09 UXIN LIMITED Environmental, Social and Governance Report Key Milestones 2011 Uxin founded Business Profile Uxin provides full-chain processes from acquisition to inspection, reconditioning, retailing, and after-sales. Acquisition Reconditioning ABOUT UXIN 10 Used vehicle transaction business and loan facilitation business 2017 2015 Initiated the "nationwide online purchase" model to lead cross-regional circulation of used vehicles Listed on NASDAQ 2018 2020 Divested loan facilitation business and shifted to inventory-owning model for used vehicle transaction business With offline IRCS set up in Xi'an and Hefei, "omni- channel sales approach" was created 2021 2022 A cutting-edge inspection and reconditioning plant under construction in Changfeng County, Hefei City • Since its inception in 2011, Uxin has been committed to promoting the progress and healthy growth of the whole used vehicle industry. • In 2018, the Group was officially listed on NASDAQ, and has seen continuously rapid development. In 2020, the Group carried out full-scale upgrades and adjustments to our business model with a focus on improving customer satisfaction and transformed our business into a completely self-operated model. We also became the first company in the industry to include NPS (Net Promoter Score) as one of our assessment indicators. • In March 2021, the Group announced that the first Uxin used vehicle IRC in China was officially put into operation in Xi'an. • In October 2021, the Group established the first phase of Uxin Used Vehicle IRC in Hefei, covering nearly 100,000 square meters. In 2021, with the establishment of two offline IRCS in Xi'an and Hefei, Uxin has built a new used vehicle retail model with "omni-channel sales approach with self-owned inventory". We acquire used vehicles nationwide from individual consumers, partnered dealerships, and auction platforms. Our product selection and pricing center analyzes the retail prices of our listed used vehicles, our current inventory and selling prices on other third-party platforms to determine the retail price of our acquired used vehicles. Retailing Orders can be placed through the Uxin Online Shopping Mall and Uxin will provide door- to-door delivery service. We also have offline IRCS in Hefei and Xi'an that customers can visit and pick up the vehicle of their choice on the same day. Used vehicles undergo a modernized, streamlined, automated, and detailed inspection, and then enter the reconditioning center for spray painting, polishing, interior refurbishment and other processes. The reconditioned used vehicles are displayed on the digital platform with used vehicle photographs and videos. After-sales For each used vehicle, Uxin provides a dedicated vehicle service team for delivery/licensing, vehicle-related consultation, vehicle using service and quality warranty. Business Overview We have been exploring the field of used vehicle transactions for more than ten years. In September 2020, we began to transform our used vehicle business model from a third-party inventory, commission-based model into inventory-owning model. With the establishment of offline IRCS in Xi'an and Hefei in 2021, a new used vehicle retail model of "omni-channel sales approach + self-owned inventory" was formed. Our business chain covers the entire process of used vehicle selection and procurement, inspection, reconditioning, online display and sales nationwide, in-store buying at IRCS, and after-sales. Logistics + Formalities ERP System Overview of Uxin's business

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