Investor Presentaiton

Asset Quality Snapshot Sep 30, 2021 June 30, 2021 Quarter Ended March 31, 2021 Dec 31, 2020 (Proforma) Sep 30, 2020 (Proforma) Movement of Gross NPAs Opening Balance 2,911 2,602 2,610 2,001 1,992 (+) Additions during the period 1,217 1,342 1,439 1,470 234 (-) Upgrade 180 157 322 5 3 (-) Recoveries 290 116 454 78 103 (-) Write Offs Closing Balance 527 759 671 779 119 3,131 2,911 2,602 2,610 2,001 Gross NPA (%) 5.40% 4.99% 4.34% 4.57% 3.49% Net NPA 1,200 1,137 1,241 1,408 836 Net NPA (%) 2.14% 2.01% 2.12% 2.52% 1.49% PCR incl. Technical Write Offs (%) 76.6% 76.3% 72.2% 68.8% 73.5% PCR excl. Technical Write Offs (%) 61.7% 60.9% 52.3% 46.1% 58.2% Slippage Ratio 2.15% 2.29% 2.57% 2.62% 0.41% Net Restructured % 3.35% 1.80% 1.41% 0.91% 0.09% Security Receipts as a percentage of total advances at 0.33% apno ka bank | RBL Bank 20 20

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