Investor Presentaiton

GALT & TAGGART - BROKERAGE GALT & TAGGART LARGEST INVESTMENT BANK IN GEORGIA BROKERAGE GALT & TAGGART CREATING OPPORTUNITIES Leading brokerage house in the region SAXO ☐ Exclusive partner of SAXO Bank via white label structure BANK AUM - GEL 1,469 mln, up 27.0% y-o-y RESEARCH Macro, sector, and fixed income coverage Global market coverage DCM/ECM B Leading player on the local market Lead manager of choice for corporates as well as IFIs CORPORATE ADVISORY Track record of more than 30 completed transactions over the past ten years GLOBAL Best Investment Bank in Georgia 2015-2020 Gross revenue stands for brokerage revenues before subtracting any brokerage and third-party brokerage fees; net margins are post these fees Offered through a white label solution from SAXO Bank and a US brokerage house DriveWealth GALT & TAGGART BROKERAGE-GROSS REVENUES GEL MILLIONS 2.0 2.0 1.9 1.9 1.7 1.6 1.5 1.3 1.0 1.3 0.4 0.5 0.6 0.7 0.6 4Q20 1Q21 2Q21 3Q21 4Q21 Traditional Brokerage Online Brokerage** FOCUS ON DIGITALISING BROKERAGE OFFERINGS SIGNIFICANT MILESTONES TOWARDS DIGITALISATION ACHIEVED IN 2020 AND 2021 ERP system Dashboard Trader.ge Mobile app Digital solution powered by Al ERP system enhancement to increase operational efficiency Launched Client Dashboard to improve customer experience and transparency Galt & Taggart Trader website enhancement to increase customer engagement Developed mobile app in 2021 Gearing towards fully digital solution powered by Al 72

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