Investor Presentaiton
Status of reserves & coverage: Bank of Fukuoka
Under Watch Obligors
To be your Bank of choice
●Covered ratio for claims disclosed pursuant
to the Financial Reconstruction Act: 76.8%
Sep 30, 2014
( ) March 31, 2014
Claims
Collateral Uncovered
Guarantee C
Reserved ratio for
claims
Reserved ratio for
uncovered claims
(\bil.)
Covered
ratio
Borrower's status
A
Reserves
D
B+D
B
=A-B
DCF
DCF
D/A
D/C
A
Bankrupt
3.4
(38.9%)
10.8
7.1
7.1
39.7%
(100%)
100%
(100%)
100%
Quasi-bankrupt
14.5
(40.8%)
(76.3%)
(76.9%) (95.8%)
(87.8%)
Doubtful
98.1
46.5
51.6
40.3
41.0%
78.6%
(23.8%)
Substandard
50.9
13.1
37.9
10.6
20.8%
(35.9%)
30.6%
(35.7%)
(61.2%)
Disclosed claims
166.9
70.3
96.6
58.0
34.7%
59.8%
Watch obligors
except substandard
(4.9%)
(17.5%)
806.5
386.9
419.6
37.8
4.7%
Watch obligors
857.4 399.9
457.5
48.4
(6.0%)
5.6%
16.6%
(20.4%)
18.8%
27.9%
(60.7%)
60.0% 74.1%
(9.6%) (33.4%)
9.0% 30.8%
(11.4%) (35.3%)
10.6% 32.6%
78.0% 96.1%
(30.7%) (41.3%)
38.7%
(74.2%) (76.9%)
76.8%
88.4%
(46.4%)
46.4%
(53.7%)
52.7%
(53.3%)
52.3%
Under watch obligors
973.4 457.2
516.2
95.7
(10.2%)
9.8%
(32.1%)
30.8%
(19.5%) (51.4%)
18.5% 49.2%
(57.7%)
56.8%
FFG Fukuoka Financial Group
42
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