Affirm Results Presentation Deck

Q2'23 Loan Balance and Net Charge-offs by Loan Origination Year as of and for three months ended December 31, 2022 2023 Amortized Cost Basis by Fiscal Year of Origination $ Total Current period charge-offs Current period recoveries Current period net charge-offs affirm) Notes: 1. Metrics are unaudited 2,998,233 $ (15,175) 1,102 (14,073) 2022 523,645 $ (64,740) 4,373 (60,367) 2021 80,605 $ (1,433) 1,249 (184) 2020 20,130 (175) 367 192 $ 2019 348 $ (29) 265 236 Prior 32 (10) 215 205 $ Total 3,622,993 (81,562) 7,571 (73,991) 28

View entire presentation