Q1FY23 Results - Investor Presentation
Q1FY23 Results
| Yearly performance
PATMI/ (LATMI) (RM' mil) & ROE (%)
PATMI/ (LATMI)
8.8%
7.4%
ROE (%)
PATMI:
YoY Growth A
ROE:
Total Income (RM' mil) and Non-interest Income (%)
Total Income Non-interest Income %
8.4%
10.0%
YoY Growth
Total Income:
10.0%
CAGR FY19-FY22 ▲ 5.9%
Total Income:
YoY Growth
(6.2%)
34%
34%
36%
34%
9.3%
30%
1,505
1,341
1,503
387
419
FY19
FY20
FY21
FY22
Q1FY22
Q1FY23
(3,826)
-20.2%
4,552
4,665
4,227
3,922
26%
1,238
1,162
FY19
FY20
FY21
FY22
Q1FY22
Q1FY23
Cost to Income Ratio and Expenses Growth (%)
CTI
Expenses Growth
CTI Avg improvement
(FY19-FY22)
(3.1%)
ROA (%) and EPS (Basic)
EPS
⚫ ROA
Expenses:
CAGR FY19-FY22
(0.6%)
1.08%
0.93%
54.3%
YoY variance
6.8%
49.9%
46.8%
44.9%
46.8%
40.0%
50.0
44.6
9.9%
1.1%
-1.1%
-1.8%
-12.0%
-8.2%
FY19
FY20
FY21
FY22
Q1FY22
Q1FY23
AmBank Group
Q1FY23 Results - Investor Presentation
ROA:
YoY
EPS:
YoY Growth
6.7%
0.94%
1.01%
1.00%
45.5
11.9
12.7
FY19
FY20
FY21
FY22
Q1FY22
Q1FY23
(127.2)
(2.24%)
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