Investor Presentaiton

FOCUS ON EXPOSURES Corporate portfolio breakdown Corporate EAD (¹) in each sector (2) in % of total group EAD at 31.12.2022 Total group EAD: EUR 1,119bn Exposure to sensitive sectors Financial services 6.9% Real Estate 3.5% Utilities 2.8% Manufacturing industries 2.2% Telecoms, media & technology 2.0% Agriculture, food industry* 1.8% Oil and gas industry 1.8% Heavy industry & mining* 1.7% Automotive 1.6% B2B and B2C services 1.4% Aviation & Defense 1.1% POWER UTILITIES IN EUROPE: 1.2% of total Group EAD CHEMICALS: 0.3% of total Group EAD, well diversified with leading counterparties CONSTRUCTION (excl. Civil Engineering): 0.8% of total Group EAD COMMERCIAL REAL ESTATE: disciplined origination with average LTV ranging between 55% and 60% and limited exposure on Retail Assets (20%) DIRECT GROUP LBO EXPOSURE: EUR~5bn (< 0.5%) Retail trade (excl. Automobile) 1.1% Building & construction 1.1% SME REPRESENT ~5% OF TOTAL GROUP EAD (mostly in France) Oil and gas trading 1.0% Conglomerates 1.0% Shipping and cruise 1.0% Land transport & logistics 0.8% Pharmaceuticals, health and social work Hotels, catering, tourism & leisure 0.8% Others 0.5% 0.5% (1) EAD for the corporate portfolio as defined by the Basel regulations (large corporate including insurance companies, funds and hedge funds, SME, specialised financing and factoring) based on the obligor's characteristics before taking account of the substitution effect. Total credit risk (debtor, issuer and replacement risk). Corporate EAD: EUR 390bn (2) The grouping of business segments was reviewed in 2022 in order to comply with internal credit risk monitoring methodologies and new reporting requirements from EBA on sectors. The grouping used is based on the main economic activity of counterparties. * Including trading activities SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023 50

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