Investor Presentaiton

International Banking: CCA FINANCIAL PERFORMANCE AND METRICS ($MM) Reported Q4/22 Q3/22 Q4/21 Q/Q¹ Y/Y1 (Constant FX) 1,2 Revenue ($MM) $546 $550 $495 (1%) 10% Expenses ($MM) $336 $332 $317 1% 6% PTPP³ ($MM) $210 $218 $178 (4%) 18% Net Income ($MM) $109 $110 $77 (1%) 42% Net Interest Margin 5,6 5.63% 5.25% 4.79% 38 bps 84 bps Productivity Ratio5 61.5% 60.5% 64.7% 100 bps (320 bps) 19% Central America GEOGRAPHIC DISTRIBUTION 7,8 4% 64% English Caribbean Central America 80% 32% English Caribbean Central America 54% AVG EARNING ASSETS English Caribbean 17% Dominican Republic REVENUE $546MM 16% Dominican Republic 1 Figures on a constant dollar basis, while metrics and change in bps are on a reported basis NET INCOME²,4 $109MM 2 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com 3 Pre-Tax, Pre-Provision Profit defined as revenues less expenses. See non-GAAP reconciliations beginning on slide 43 4 Attributable to equity holders of the Bank 15% Dominican Republic $31.9Bn 5 Refer to page 133 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto 6 Prior period has been restated to include as a deduction non-interest bearing deposits with banks, to align with the Bank's definition 7 For the 3 months ended October 31, 2022 8 May not add due to rounding 40 40

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