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Investor Presentaiton

Stronger Fundamentals Facing the Headwinds Inflation Rate (%) Inflation controlled within the target range 1998 2008 12.1 Apr 2021 1.37 (yoy) 1998 1998 82.4 2008 19-Apr-21 Non-Performing Loan/NPL (%) NPL level (gross) is below the maximum threshold of 5% 2008 3.8 Feb 2021 3.21 0 5 10 15 20 25 External Debt (Public & Private) to FX Reserve Ratio Significantly lower than 1998 crisis 30 30 30 35 40 IDR Movement (%) IDR appreciated year-to-date Foreign Reserves (USD bn) Significantly higher than 1998 & 2008, ample to cover 10 months of import and external debt repayment -197 -35 -3.42 (ytd) -300 -200 -100 0 Government Debt/GDP Consistently well-maintained 1998 17.4 2008 Mar 2021 More Liquid Market (%) Overnight interbank money market rate is relatively lower 62 10.5 2.79 1998 2008 Mar 2021 50.2 External Debt/GDP Higher than 2008, but significantly lower than 1998 137.1 8.6x 3.1x 3.04x 100.0% 27.4% 41.64% 116.8% 33.2% 39.4% 2008 Feb 2021 2008 Mar 2021 2008 Q4-2020 1998 1998 1998 57 44
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