Investor Presentaiton

As on 31 March 2021 3% 1% 0.3% Funding Profile 0.1% 19% 26% equitas In Rs Cr December 2020 March 2021 TD 11,724 10,705 Refinance 5,047 3,934 TD CASA CASA 3,967 5,614 Refinance CD 171 73 50% IBPC Sub Debt 220 220 Sub-ordinated Debt Certificate of Deposit IBPC 300 700 RBI Borrowing RBI Borrowing 11 Total Borrowings 21,429 21,257 7.77% 7.56% Daily Average Cost of Funds 7.39% 7.27% 7.20% 6.43% 6.49% 6.50% 6.03% 5.86% 8.23% 8.06% 7.90% 7.62% 7.42% Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 IDeposit cost - SA Deposit cost- TD Cost of Funds 27

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