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Investor Presentaiton

6 Strong Guatemala macro One of the least impacted economies during COVID showing resiliency Guatemala real GDP growth (% y-o-y) Remittances are soaring Remittances ($m) ticô 15.1% +37% 11,340 | 10,508 11,008 2020 (3.4%) | (4.1%) (8.3%) 7.2% LatAm & CAC (7.0%) 4.5% 3.1% 3.3% 3.9% (1.5%) 2017 2018 8,061 2019 2020 2021E 1Q21 2Q21 2019 2020 9M20 9M21 Stable currency for 20 years 20-year FX performance rebased to November 8, 2001 (%) 20-yr ago Current 300% Guatemala Quetzal/USD Euro/USD 8.06 7.73 1.12 0.86 250% Mexican Peso/USD 9.21 20.34 Brazilian Real/USD 2.55 5.55 200% Swedish Krona/USD 10.53 8.57 150% 100% 50% 0% 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 Source: Factset as of November 8, 2021; Central Bank of Guatemala; IMF; Oxford Economics Appreciation ()/Depreciation (↑) 120.9% 117.6% (4.1%) (18.6%) (23.0%) Guatemala Quetzal 4% appreciation and most stable currency over the past decade 2015 2016 2017 2018 2019 2020 2021 12
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