3Q 2023 Investor Presentation slide image

3Q 2023 Investor Presentation

Research & Insights $859m TTM Revenue 18% 2 Value proposition We provide solutions that offer customers a consistent, holistic view of risk to make decisions across Origination & Underwriting, Portfolio Monitoring & Management, Risk & Capital Management, and Finance & Reporting activities. Sustainable competitive advantage Expertise » Extensive, proprietary and historically indexed ratings data, research and analytics that are essential insights to help the market evaluate credit risk ARR1 Growth Technology & Innovation 2,900+ Customers² Integration » Economic data, research, scenarios and models » GenAl enabled research tool transforms how customers ingest our content and perform analyses » Al powered credit risk models built on decades of data and validated over multiple credit cycles » APIs provide flexible and scalable integration with customer workflows and other Moody's solutions, extending across customer value chains >> Our solution seamlessly combines data, research and analytics on credit, securities, economics, defaults & recoveries, ESG and more, delivering multiple views of risk to enable decisions Key growth drivers Customers need to understand a large range of interconnected and emerging risks. With our GenAl enabled Research Assistant, we are transforming how we deliver insights. Further content integrations will enable up-sell and cross-sell opportunities. Note: Financial data as of September 30, 2023. ARR growth as of September 30, 2023. Refer to the Appendix for the definition of and further information on ARR. Customers with multiple subsidiaries are aggregated. 1. 2. Moody's | Decode Risk. Unlock Opportunity. 3Q 2023 Investor Presentation 17
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