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Investor Presentaiton

Investor Presentation - First half 2022 Strong footprint within retail lending Lending by segment ¹ 02 22 (%) Personal Customers DK Personal Customer Nordic Business Customers Asset Finance LC&I General Banking LC&I Other Northern Ireland Group Functions 1. Total lending before loan impairment charges. 3% Danske Bank Credit exposure by industry Q2 22 (%) Personal customers Commercial property Public institutions 37.1 11.4 10.1 Co-ops & Non-profit 7.6 Financials 5.1 Capital goods 3.4 0% 2% 3% Utilities and infrastructure 3.3 Consumer goods 2.7 15% 26% Agriculture 2.5 Services 2.4 Construction and building 2.1 Pulp, paper and chemicals 1.7 Pharma and medical devices 1.7 Shipping, oil and gas 1.5 Retailing 1.4 Automotive 1.1 19% Social services 1.1 32% Telecom and media Other commercials | 1.0 10.9 Transportation 0.6 Hotels and leisure 0.6 Total lending Metals and mining 0.5 Total credit exposure of DKK 1,819 bn of DKK 2,600 bn 32
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