2020 Interim Results

BOI Overview Composition (Jun 20) Mortgages Non-property SME and corporate SME Corporate Property and construction Investment Development Consumer Customer loans (gross) Geographic (%) €2.7bn Retail Ireland Profile of customer loans¹ at Jun 20 (Gross) Bank of Ireland 2020 Interim Results ROI UK RoW Total Total (€bn) (€bn) (€bn) (€bn) (%) 22.9 21.4 0.0 44.4 57% 10.8 5.1 4.7 20.6 26% 7.1 1.6 0.0 8.7 11% 3.7 3.5 4.7 11.9 15% 5.3 1.9 1.0 8.2 10% 4.7 1.7 1.0 7.4 9% 0.6 0.2 0.0 0.8 1% 2.0 3.3 0.0 5.3 7% 41.1 31.7 5.7 78.5 100% 53% 40% 7% 100% Gross new lending volumes £2.5bn €2.3bn Retail UK Corporate Banking €2.1bn €1.0bn £2.1bn €0.9bn £1.3bn €0.6bn €0.3bn £1.2bn €0.2bn €0.5bn €1.1bn² €0.6bn €0.7bn €1.5bn €1.2bn £1.1bn £0.1bn £0.7bn £0.2bn €0.2bn H1 2019 H1 2020 H1 2019 €0.4bn H1 2019 €0.3bn €0.1on H1 2020 ■Mortgages Consumer 1 Based on geographic location of customer 2 Excludes revolving credit facilities Business Banking Property H1 2020 Corporate Ireland Acquisition Finance Corporate UK Bank of Ireland 36

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