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Investor Presentaiton

Opening up a world of opportunity Our Strategy Asia Digital Business Wealth Financials Services Driving operational efficiency through automation and innovation Example outcomes47 ↓↑ DODO Reduction in Technology headcount63 Reduction in Operations headcount64 Drive STP with a target for 99% of payments to be processed with 'no-touch' 49k GD Finance function FTE reduction of c. 1/3 Future of Work - enabling 40% reduction in office footprint 88 long-term Engineering Infrastructure DevOps Teams (Design, Run, Change) Infrastructure Specialist Roles (i.e. Architects / Cybersecurity) 2020 Specialist Roles (i.e. Architects / Cybersecurity) 74k Long-term 20 2020 Long-term 20 38

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