Investor Presentaiton

Common Equity Tier 1 Ratio, Percent Ireland's banking sector well positioned CET1 ratios are high and liquidity coverage ratio is better than EU average 15 20 19 18 17 2222413 2 12 Ireland Belgium Finland 16 EU (SSM countries) Germany Netherlands Italy France Austria Spain Portugal I I | I I | I I | | T | 140 150 160 170 180 190 200 210 220 230 240 250 260 Gníomhaireacht Bainistíochta an Chisteáin Náisiúnta National Treasury Management Agency Source: ECB (Q3 2023 data) Liquidity Coverage Ratio, Percent Source: ECB 73

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