Investor Presentaiton
Non-performing exposures by portfolio
Advances
Composition (Jun 18)
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as %
of advances
Impairment
loss allowance
(€bn)
Impairment loss
allowance as % of
non-performing exposures
Residential Mortgages
46.0
3.0
6.4%
0.6
20%
- Republic of Ireland
23.7
2.5
10.5%
0.5
20%
- UK
22.3
0.5
2.2%
0.1
13%
Non-property SME and Corporate
19.1
1.5
7.9%
0.8
52%
- Republic of Ireland SME
7.8
1.1
14.4%
0.5
47%
- UK SME
1.6
0.1
6.9%
0.1
44%
- Corporate
9.7
0.3
2.7%
0.2
73%
Property and construction
8.4
1.3
15.3%
0.6
46%
- Investment property
7.7
1.2
14.9%
0.5
45%
- Land and development
0.7
0.1.
20.2%
0.1
52%
Consumer
4.9
0.1
2.1%
0.1
132%
Total loans and advances to customers
78.4
5.9
7.5%
2.1
36%
Advances
Non-performing
Composition (Dec 17)
exposures
(€bn)
(€bn)
Non-performing
exposures as %
of advances
Impairment
Impairment loss
loss allowance
allowance as % of
(€bn)
non-performing exposures
Residential Mortgages
46.7
3.0
6.6%
0.7
23%
- Republic of Ireland
24.1
2.6
11.0%
0.6
24%
- UK
22.6
0.4
1.9%
0.1
14%
Non-property SME and Corporate
18.7
1.7
8.9%
0.9
49%
- Republic of Ireland SME
8.2
1.3
15.4%
0.6
46%
- UK SME
1.7
0.1
8.6%
0.1
42%
- Corporate
Property and construction
8.8
0.3
3.0%
0.2
69%
8.8
1.7
19.1%
0.7
44%
- Investment property
8.3
1.5
17.9%
0.6
43%
- Land and development
0.5
0.2
39.4%
0.1
55%
Consumer
4.3
0.1
2.1%
0.1
98%
Total loans and advances to customers
78.5
6.5
8.3%
2.4
36%
Bank of Ireland Group
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