COVID-19 Impact and Financial Review
NPL Analysis - H1 2020
Communication,
6.5%
Power, 0.0%
Oil & Gas:
Upstream, 0.0%
Manufacturing,
15.7%
NPL Portfolio Analysis
Breakdown of Non-performing Loans
N'million
Communication
Oil and Gas
9M 2019
2019FY
Q1 2020
H1 2020
Others, 10.2%
2,417
1,198
3,291
4,014
Construction, 6.3%
15,621
15,336
16,161
19,309
Upstream
175
347
Oil & Gas:
Service, 0.8%
Downstream
14,525
13,624
15,301
18,843
Govt., 0.3%
-
Services
1,096
1,538
514
467
Consumer
Power
6.5%
Manufacturing
7,784
3,020
10,029
9,606
Oil & Gas: ✶
Downstream, 30.7%
Gen. Commerce
7,698
2,391
4,849
4,178
Transport
9,419
6,973
14,317
9,949
Consumer
3,083
2,663
2,792
4,012
Others, 10.3%
Government
25
0
0
164
Construction_
Construction
1,087
3,087
856
3,863
8.0%
Oil & Gas:
Agriculture
2,557
2,647
3,553
3,184
Service, 4.0%
Real Estate
1,970
0
251
383
Govt., 0.0%
Education
960
435
454
468
Fin. & Insurance
9
9
6
4
Others
1,223
874
1,556
Consumer
6.9%
2,198
Total
53,852
38,633
58,116
61,334
33
Gen. Commerce,
6.8%
Transport, 16.2%
NPL Analysis - 2019FY
Communication,
3.1%
Power, 0.0%
Oil & Gas:
Upstream, 0.5%
Manufacturing,
7.8%
Gen. Commerce,
6.2%
X Oil & Gas:
Downstream, 35.3%
Pressure NPL Sectors
Transport, 18.0%
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