Expansion of Austrian Logistics Infrastructure

3 BANK99: INTEGRATION LEADS TO SOLID FOUNDATION Positive momentum from improved interest rate environment bank 99 30.09.2021 30.09.2022 Complementary strengths in the product structure bank99 balance sheet total as at 30.09.2022 EUR bn OD: Retail & digital bank 3.2 3.2 Customers Current accounts 80,000 255,000 90 Employees 301 99 Investments Balance sheet total EUR 0.8bn EUR 3.2bn ING Credits 1.6 Payment Credit volume transactions ING EUR 0.4bn EUR 1.6bn 321 +- x= Liabilities 2.8 to customers Investment products EUR 493m Financing 1,766 Branch offices 1,732 Cash and 0.9 No. self-service devices cash equivalents [SB] 347 476 ZONE INVESTOR PRESENTATION Investor Relations Vienna, 11 November 2022 Assets Equity & Liabilities 17

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