OPEX Ratio Alignment & Portfolio Valuation Overview slide image

OPEX Ratio Alignment & Portfolio Valuation Overview

PORTFOLIO VALUE AS OF 30-JUN-22 90% OF OUR PORTFOLIO IS VALUED EXTERNALLY1 % SHARE IN TOTAL PORTFOLIO VALUE: 17% 10% GEORGIA CAPITAL 6% 25% 18% 9% 6% 6% 4% 10% GBP 13.06 BGEO PRICE ON LSE OPTION VALUATION² MULTIPLE: 8.3x 10.5x LTM EV/EBITDA³ LTM EV/EBITDA³ 11.0x 14.5x LTM P/E4 11.1x EV/EBITDA5 15.3x LTM EV/EBITDA 9.8x6 EV/EBITDA³ 671 23% 264 609 478 16% 444 GEL MILLION 456 264 240 172 PORTFOLIO BREAKDOWN GEL 2,705 MILLION 152 153 120 & 00 BOG Water Utility Retail (Pharmacy) Hospitals Insurance (P&C & Medical) Renewable Energy Education Clinics and diagnostics Other 1,389 51% LISTED AND OBSERVABLE LARGE PORTFOLIO COMPANIES INVESTMENT STAGE PORTFOLIO COMPANIES Listed and observable Investment stage ■Large Other Georgia Capital PLC | 1. The independent valuations of the large and investment portfolio companies are performed on a semi-annual basis. In 2Q22, our private large and investment portfolio companies were valued externally by a third-party independent valuation firm. 2. The valuation of Water Utility in 2Q22 reflects the application of the put option valuation to GCAP's 20% holding in the business. 3. LTM EV/EBITDA multiples for Retail (Pharmacy), Hospitals and Clinics & Diagnostics are presented including IFRS 16 as of 30-Jun-22. 4. LTM P/E multiple of 11.0x for P&C Insurance and 14.5x for Medical Insurance as at 30-Jun-22. 5. Blended multiple for the operational assets of Renewable Energy is 11.1x, while other pipeline projects are stated at cost. 6. Blended multiple for Clinics & Diagnostics is 9.8x. 47
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