Cash Deployment Strategy & Value Creation

MMFSL TechM 44,646 MAHINDRA FINANCE & TECH MAHINDRA Revenue 19% 53,290 F22 F23 Disbursements 27,581 49,541 80% PAT 5,566 (13)% 4,831 F22 F23 PAT Highlights TCV of $2.9Bn+ ... soft market demand Improved free cash flow conversion Margins under pressure Highlights Highest ever disbursements; AUM 27% 1,984 2.0x 989 Asset quality improvement continues... Stage 3 improved to 4.5% from 7.7% F22 F23 F22 F23 Rs Cr 29

View entire presentation