Investor Presentaiton

Travel & Entertainment Billed Business Q3'23 Restaurants Lodging Airlines Other Total T&E YoY Growth 13% 7% 12% 18% 13% % of Total Billed Business 7% 6% 6% 8% 27% Note: All growth rates reflect FX-adjusted rates. See Slide 2 for an explanation of FX-adjusted information. AM EX 20 20

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