GTCO Financial Results

Liquidity Ratio Strong Liquidity Position •Liquidity ratio closed at 38.26% in FY 2021 (FY 2020: 38.91%) well above the regulatory minimum requirement of 30% •Despite the pressure from intense competition and need to cover for regulatory debits, the Group maintained average liquidity ratio of 40.76%. Liquidity Trend 48.52% 49.33% 41.44% 38.91% 38.26% 11 Dec-17 Dec-18 Dec-19 Dec-20 Dec-21 25

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