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Investor Presentaiton

FINANCIAL INCLUSION | OPPORTUNITIES • Nigeria's economy is mainly consumer-driven Consumption accounts for about 70% of GDP Increased need for investment in 5g networks due to growing demand • Video streaming, tele-education & medicine, virtual meetings & classes and games for children Segregation of supervision of banks, telcos and PSBS • Less regulations and interventions from the CBN • NCC will become more powerful CBN to shift to orthodox monetary policy • More efficient payment system to push up the velocity of money in circulation. High income from fees charged on online transactions & transfers Telcos/PSBs to also benefit from high yields on pool of funds as interest rates remain elevated Sensitivity: MTN Internal 23 23
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