Organic Capital Generation and IFRS Transition Outlook

5 6 2021-2022-2023 Appendices 7 Book value 23 Profit growth since IPO 8 Core EPS and ROE 24 Q1/22 results vs. guidance 9 Organic capital generation 25 Road to reach earnings targets 10 Capital allocation 26 P&D and AUA/AUM 11 Growth drivers 27 Strong balance sheet 12 Diversified business mix 28 Solvency ratio variations 13 Growth expansion strategy 29 Dividend 14 Q1/22 sales results 30 2022 guidance TABLE 15 Shift to capital-light products 31 Credit ratings OF 16 Wealth management businesses 32 Investor Relations CONTENTS 17 US Dealer Services 33 Non-IFRS and add. financial measures 18 IFRS 17 & 9 - Transition outlook 19 ESG ambition 20 Concrete ESG actions 21 Share price growth (total return)

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